Reidy, John S

Coverage Analysis

Effective coverage analysis involves knowing how to apply policy language to the facts of each case. George Reede, a partner with our firm now for over ten years, regularly advises insurers on a variety of coverage issues. Having co-authored a commercial property insurance policy, he has a unique perspective on insurance policy interpretation. His experience as coverage counsel has included:

• A wide variety of property insurance coverages, including computers and media, civil authority, builders risk and business interruption;
• Liability insurance coverage issues, including the duty to defend in trademark and patent cases;
• Many different businesses and industries, including chemical manufacturers, professional sports teams, airports and convention centers;
• Over a thousand examinations under oath, many involving suspected insurance fraud.

Litigation

Even the best coverage decisions are still subject to challenge, and litigation can be unavoidable. George has effectively represented insurers in federal and state courts, at both the trial and appellate level, and in administrative hearings. In addition to the published cases referenced below, his experience includes:

• Complex property coverage litigation involving loss of income claims at 58 airports across the country, all arising from the events of 9/11;
• A variety of coverage cases relating to natural disasters, including Hurricane Isabel;
• Declaratory judgment actions regarding the duty to defend and indemnify an insured in trademark and patent litigation;
• Subrogation litigation involving significant explosion, fire and water losses;
• Administrative proceedings arising from complaints under the Unfair Claim Settlement Practices Act;
• National and international discovery, including depositions in 30 states, Israel , England and Canada .

Training Resource

George regularly provides training as a service to his clients. This has included classes offered through CEU Institute for adjuster licensing requirements on topics such as ethical claims management, wind claim causation analysis, mold claims, and insurance fraud detection. He has also spoken at seminars and conferences on various property insurance issues.