Thelma Rivera is a Capital Member of the Firm and member of the Corporate and Banking Law Department. Ms. Rivera, who has worked at GAC for over 20 years, concentrates her practice in the areas of commercial transactions, such as mergers and acquisitions, reorganizations and commercial lending transactions and real estate law. She also has extensive experience in municipal bond issues, acting at times as bond counsel and others as counsel to the underwriter, the borrower or the letter of credit bank. Her work has led her to deal with transactions involving shopping centers, hotels and related tourism facilities, public utilities and infrastructure, pharmaceutical companies, manufacturing facilities, residential and commercial construction projects, sales and distribution companies, among others.